“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” 
― Ayn Rand, Atlas Shrugged

Dreams usually have some form of price tag associated with them.  No matter how creative or frugal we are, it costs to travel, to go to university, to set up a small business, or raise a family.   These desires are worthy of the monetary outlay.

If the dream is merely to increase personal wealth, the price exacted to achieve this goal may be too high.

“The most pitiful among men is he who turns his dreams into silver and gold.”

Khalil Gibran